2015 Resolution Idea: Credit Score Up, Debt Down.

Eat less sugar. Stop biting your nails. Go to bed earlier. Swear less. Run a Marathon. Learn something new everyday.

Not gonna lie. All of these New Year’s Resolutions have been on my list at one time or another!

Whatever your New Year resolution is for 2015, there is no doubt that you will start off with good intentions. But statistics say that by February only 8% of people are still working towards their goal!

GOAL! The first two letters are G-O! So with that in mind, how about a steady 12 month goal of working on your credit score and simultaneously chipping away at your debt?

Thirty-seven percent of recent home buyers say it took them six months or less to save for a down payment to buy a home; 15 percent saved for six to 12 months; and 10 percent say they saved for 12 to 18 months for a down payment, according to the 2014 Profile of Home Buyers and Sellers survey, published by the National Association of REALTORS®.

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For me this translates to going out a little less and being a little less wardrobe obsessed. But dreaming of a new, bigger and better closet to put all those fancy clothes in…now that is motivating!

If you are dreaming of a new home in 2015, get going and take the first step with your credit score rehab.

I’d love to work with you on achieving your goal and buying your 1st home in 2015!

DTK Spotlight on Asher Goods

You know the store…every time you pass by the glass garage door facade on Lake Street you can’t help but to smell the leather and cedar.

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The name, Asher, is partly derived from the Hebrew meaning for good or blessing.

The store exudes the warmth of a cabin and provokes a sturdy approach to mens fashion.

Walking inside you may get half of a nod from the stores “mascot” Dino. He lays under the table most days hardly doing his fair share of the chores around Asher Goods.

Dino at Asher Goods

Store Owners Jerry and Matt have put together a thoughtful collection of clothing and accessories to help keep the men of Kirkland looking rugged yet polished. Which – isn’t that the perfect Pacific Northwest blend?

Asher Goods opened here this summer after 2 years in Ballard and hit the Downtown Kirkland scene with a much needed manly inspired splash!

Q and A:

Kirkland Peach: What’s your favorite part of owning a store in Downtown Kirkland?

Jerry: The loyalty is fierce! Kirkland loves to support it’s own!

Kirkland Peach: What is your favorite product in the store?

Jerry: It’s hard to pick one! But typically anything made my Filsen.

Kirkland Peach: What is your favorite place to shop in Kirkland?

Jerry: When I’m not holding down the fort at Asher Goods you may find me at The Epicurean Edge.

If you haven’t yet, check them out and give Dino a little pat!!

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Sale Price by Neighborhood

Neighborhood / Average Days on Market /Average Price*

Bridal trails= 10 days/ $678,000

East of Market= 23 days (some in 4 or less) /  $1,098,000

West of market= 49 days / $1,453,000

Downtown Condos= 17 days (down from 31)/  $632,000

Juanita= 6 days/ $467,000

Houghton = 16 days / $817,000

Highlands= 9 days (2 sold in 1 day)/  $726,000

Kirkland= 20 days/ $728,500

Rose Hill = 33 days / $724,500

North Rose Hill= 20 days / $395,000

Nothing in Totem Lake in 60 days                              ____                                     ____ Only 2 condos

  • Homes in East of Market sell about 20 days faster than Homes West of Market. But also cost aprox. $400,000 less.
  • North Rose Hill is the least expensive neighborhood in Kirkland ( not including Kingsgate)
  • Juanita is out selling East of Market, West of Market, Bridal Trails, Downtown & Houghton. Just 6 days on market & each OVER list price.
  • 17 days>> the current average for “Days on Market” for Downtown Kirkland from 31 days
  • Kirkland Condos are more financially accessible than they have been since 2005.
  • Highlands, Kirkland and Rose Hill (specifically Kirkland address, not including Redmond homes) are all in the same price bracket.
  • Bridal Trails is selling over list price more than any other neighborhood.

*The last 60 days on the market

7 Reasons Juanita is Rad

1) It’s like Downtown Kirkland, except even more chill. You can def walk the dog in sweats sans make-up.

2) There’s more accessible beach front and even *SAND* at Juanita Beach Park then there is at Houghton or Marina Park.
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3) Someone at Jackson Cellars liked it so much they released “The Juanita Collection” wine.

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4) Spuds has been selling fish-n-chips here since 1969.

      
6)   Walk, run, bike…there are loads of trails and docks and bike lanes. And parking is free which comes in handy for the Juanita Friday Night Market 3-7pm.

7) Home and Condominiums are consistently $50,000-$100,000 less expensive for similar properties in Downtown Kirkland, Moss Bay, Houghton and Highlands and even the Waterfront.

* This one in Juanita sold for $399,000 (MLS 606157)

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I’m Georgia. My friends call me Peach. And I live in Kirkland where I work on behalf of both buyers and sellers in Real Estate since 2003. Follow me @KirklandPeach.

Kirkland By The #s

50+ parks

6 Public Docks

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2 Weekly Farmers Markets (June- September)

–          Kirkland Wednesday Market

–          and Juanita Beach Park Farmers Market

75/100 on Walkscore   

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18 Distinct Neighborhoods

8 Roasty places to fuel your caffeine addiction

138 Homes Currently For Sale

67 Condos Currently For Sale

215 Single Family Homes SOLD in the last 6 months: $250,000-5.5Mil

187 Condominiums SOLD in the last six months: $63,000- 4.79 Mil

$26,928 Possibly the most expensive annual taxes I’ve seen in Kirkland*

* on a home Sold for 5.5 Mil in Houghton (10316 NE 60th St.)

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3 Homes that sold in the last 6 months, all for $640,000

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As pictured: East of Market, Holmes Point, North Rose Hill.

7.4% Increase in home prices compared to April 2013.

 

Best free workout in the 425

Forbes Creek Stairs. All 176+ of them, I think. I lose count every time. Probably because I can’t breathe by the time I get to the top.

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The proof is in the pudding. Check out what this will do for your gluteus maximus.

Not sure how to find them? Turn East at the Fire Station on Market Street as you are Headed into Juanita.

There is a small parking lot at the base of the stairs. It’s mostly shaded so you won’t get too hot. Even on a day like today… forecast call for *sunny* 77 degrees! So put a good play list together and off you go.