2015 Resolution Idea: Credit Score Up, Debt Down.

Eat less sugar. Stop biting your nails. Go to bed earlier. Swear less. Run a Marathon. Learn something new everyday.

Not gonna lie. All of these New Year’s Resolutions have been on my list at one time or another!

Whatever your New Year resolution is for 2015, there is no doubt that you will start off with good intentions. But statistics say that by February only 8% of people are still working towards their goal!

GOAL! The first two letters are G-O! So with that in mind, how about a steady 12 month goal of working on your credit score and simultaneously chipping away at your debt?

Thirty-seven percent of recent home buyers say it took them six months or less to save for a down payment to buy a home; 15 percent saved for six to 12 months; and 10 percent say they saved for 12 to 18 months for a down payment, according to the 2014 Profile of Home Buyers and Sellers survey, published by the National Association of REALTORS®.

Save-Money-1-537x402

For me this translates to going out a little less and being a little less wardrobe obsessed. But dreaming of a new, bigger and better closet to put all those fancy clothes in…now that is motivating!

If you are dreaming of a new home in 2015, get going and take the first step with your credit score rehab.

I’d love to work with you on achieving your goal and buying your 1st home in 2015!

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